Vehicle Insurance Broker Here In Florida
Reader’s Question:
I want to know exactly when I should file a complaint against a vehicle insurance broker in Florida. How do I go about it?
Winnia
Orlando, FL
When you’ve got a problem with the treatment and excuses vehicle insurance brokers in Florida, (and anywhere else in the U.S., for that matter,) you have to be very, very careful with taking any sort of legal action. You don’t want to be counter-charged by your insurance company for making false claims. Here is a few quick steps you need to do before filing a complaint:
• Review policy and bill of rights (and responsibilities)
Before you storm the Florida Office of Insurance Regulation with a complaint, you have to carefully read and understand both your insurance policy and your consumer bill of rights. Both will delineate how you’ll go about the business of making a claim, and both will show if your insurance company is pulling a fast one on you.
• Take photos and videos
As cliché as it may sound, taking a couple of shots of your car and its condition after the accident can help give you a little edge in justifying the damage. It’ll be hard to justify the extent of damage your car received when your car is all patched up by the time the adjuster comes around to assess the damage. Or better yet, don’t repair your car till he or she arrives.
• Talk with the adjuster
Ask him or her to make an itemized list that will justify all expenses in the claim settlement offer. The last thing you want to do is file a complaint against your vehicle insurance broker without anything to back up your claims. This is a vital piece of information that you’ll need when finally making insurance claims.
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