Orlando Car Insurance
Reader’s Question:
What should I know about buying Orlando car insurance?
Carl
Orlando, FL
Orlando car insurance naturally follows the state’s minimum requirements. Two important laws dictate car insurance in this state: Financial Responsibility and No-Fault. The first one mandates that every driver should have liability coverage with the following limits – $10,000 for one person’s bodily injuries, $20,000 for the bodily injuries of two people or more, and $10,000 for any damaged property. The second one on the other hand, mandates that every driver should be insured at least $10,000 for injuries on his own person (Personal Injury Protection) and another $10,000 for any damages to his own property. Whatever your circumstances may be, this is the lowest level of Orlando car insurance that you can purchase. Anything less will get you classified as underinsured.
Orlando drivers, according to some surveys, get stuck in traffic 54 hours in a year. This fact may affect Orlando car insurance rates as companies sometimes use traffic density as an indicator of how much they might lose in claims for a year of operation. More traffic means more traffic accidents which in turn lead to more possible car insurance claims. This city also happens to have a fairly large student population and gets visited by a lot of tourists. So don’t be surprised if the majority of Orlando car insurance is geared towards providing for young drivers and rented cars.
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