Life Insurance Pensacola Florida FL
Reader’s Question:
I have a group life insurance policy from my job in Pensacola Florida. Great! Should I buy more policy fro better coverage in FL?
Wilma
Pensacola, FL
Howdy Wilma,
You live in a great spot. How’s the weather in Pensacola FL? Congratulations on your group health plan. Sound like you work for a forward thinking company in Florida. You should read you group life insurance policy. You need to know if that policy is still available to you in Pensacola if you are no longer working at the company. That is the first thing to consider for you to assess the need to buy more in Florida FL. Next, you need to think seriously about the amount of coverage. Will it replace your lost income for say 5 years, 10 years?
You should contact your group life insurance agent in Pensacola and find out if the carrier offers their group life insurance owners any consideration for purchasing an independent policy. Your group insurance may preclude you from a medical examination or even provide you a premium discount. Remember that while you are young and while you are healthy is a great time to purchase life insurance in Pensacola, Florida. You are fortunate to have group life insurance but my guess is that you and your agent will decide that your own life insurance policy will provide a more appropriate death benefit and that you will enjoy a considerable amount of peace of mind knowing your loved ones are safe and sound. Thank for writing, Wilma.
Tags: life insurance, life insurance coverage, added coverage, group life insurance
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