Florida FL Life Insurance
Reader’s Question:
I am a married 30 year old male currently working as a public accountant in Florida. I have 3 kids. How much life insurance do I need in Florida?
Dexter
Cape Coral, FL
Your life insurance needs really depend on the circumstances you are in, and the expectations you have for the money with respect to your needs. It is safe to assume that you are the breadwinner in your family, and you probably need more. Main wage earners in Florida are usually insured for more than part time or a stay home partner.
If you have not decided yet how much Florida life insurance you’ll purchase, you need to identify and calculate a few possible expenses in the future you intend to spend your life insurance for, such as: costs of your funeral, debt of your family in mortgages and consumer debt, expenses of your spouse at the present, costs of raising your children and other care expenses for other dependents, college education, and weddings.
It is a matter of knowing your lifestyle more and predicting future expenses to determine your needs. It would be best to sit down with a Florida life insurance agent for you to get advise on the best offer for you lifestyle and needs.
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